Visibility in this ranking can be paid for. Payment gives a vendor more visibility, higher up on the review pages; it never adds a vendor, and it never changes a word of the review. The largest vendors in identity verification (KYC) software
cannot hold places 1 to 3. Places 1 to 3 go to challengers, vendors outside the best-known brands in a category,
wherever the category has them; the established names follow from place 4 in their ranked order. How it works: placement disclosure ·
editorial process.
The 14 tools, reviewed
#1 Didit
Identity checks priced per module, with a monthly free allowance · Spain · didit.me
Public per-module pricing 500 free checks monthly Barcelona contracting entity
Didit puts the whole price list on one page: ID verification at $0.15, liveness at $0.10, face match at $0.05 in its own example flow, with 25-plus modules you add or drop in a visual workflow builder.
- Pricing: Usage-based. 500 full KYC verifications free every month. Free plan: free plan.
- Best for: Startups testing KYC without a contract
- Strengths: ID verification; Liveness; Face match.
Where it falls short
Its homepage announces a $7.5M raise, so its public track record is shorter than most here, and its own pricing page announces a pricing change on November 1, 2026, so any budget built today needs rechecking.
Wrong for
A bank or lender that needs years of audit history with the vendor, or a team that wants a human review queue included without negotiating an enterprise contract.
Visit Didit →
#2 iDenfy
Lithuanian KYC vendor with pay-per-approved billing · Lithuania · idenfy.com
Lithuania-based Pay-per-approved option AML add-ons
UAB iDenfy is registered at Barsausko 59 in Kaunas, so a buyer who wants a counterparty inside the EU and GDPR jurisdiction gets one without hunting through subsidiaries.
- Pricing: Per verification. Self-serve per-verification plans with a monthly minimum, enterprise volume tiers, and an optional pay-per-approved add-on. Free plan: none.
- Best for: Europe-based sign-up funnels
- Strengths: ID document verification; Face match and liveness; Proof of address.
Where it falls short
The company's pricing page blocked my automated fetch, and the figures its own comparison and calculator pages quote do not match each other, so I could not confirm a single current rate.
Wrong for
A buyer who needs one fixed published price to put in a budget memo today, or a company screening mostly non-European users who wants the widest document library.
Visit iDenfy →
#3 Ondato
KYC, KYB and age verification quoted in euros · Lithuania · ondato.com
Euro price ranges Unlimited data retention Specialist review included
UAB Ondato (company code 303342439) is registered in Vilnius, while its contact page lists a London headquarters and Vilnius research and development.
- Pricing: Per verification. Identity verification from €0.50 to €1.40 per verification, AML screening €0.04 to €0.45 per check, business verification from €600, age verification from €0.01. Free plan: none.
- Best for: EU-regulated firms needing euro pricing
- Strengths: AI ID verification; Liveness detection; Deepfake detection.
Where it falls short
The page shows ranges but not the volume at which each rate applies, so the real unit price still goes through sales. AML screening, KYB and other modules are extra.
Wrong for
A team that wants to read exact volume tiers off a page before talking to anyone, or one that needs very high-volume Americas coverage.
Visit Ondato →
#4 Signicat
Identity platform built around European eIDs · Norway · signicat.com
Norway-based 240+ identity methods eID and wallet hub
Signicat AS, registered in Trondheim (organization number NO989584022), says its platform supports 240-plus identity methods, including national eIDs, EU Digital Identity Wallets, ID document scanning and biometrics.
- Pricing: Quote only. Not published on the pages I read. Free plan: free trial.
- Best for: Nordic and EU firms using national eIDs
- Strengths: ID document and biometric verification; eID and wallet hub; EU Digital Identity Wallet.
Where it falls short
No prices appear on the pages I read, so cost is a conversation.
Wrong for
A US or Asia-focused company that wants a single document-and-selfie API with printed prices.
Visit Signicat →
#5 IDnow
German KYC vendor with staffed identification · Germany · idnow.io
Munich-based Human identification staff eIDAS and QES
IDnow GmbH has its imprint at Auenstrasse 100, Munich (commercial register HRB 283590), and says it completes more than 145 million transactions a year with 775-plus identification specialists.
- Pricing: Quote only. Quote only; no prices on the pages I read. Free plan: none.
- Best for: Regulated German and EU financial firms
- Strengths: Document verification; Biometric verification; eID schemes.
Where it falls short
Pricing is sales-led, and the figures it advertises (documents supported, customer counts) are the company's own claims.
Wrong for
A small online business wanting to start verifying within an hour on a credit card.
Visit IDnow →
#6 Veriff
Identity verification with published self-serve plans · Estonia · veriff.com
Estonia-based Published self-serve plans 15-day trial
Veriff OÜ, registered at Niine 11 in Tallinn, sells self-serve plans that are clear about what you pay: $0.80, $1.39 or $1.89 per decision with monthly minimums of $49, $99 and $209, charged for decisions and not retries.
- Pricing: Per verification. Self-serve: Essential $0.80, Plus $1.39, Premium $1.89 per verification, with $49, $99 and $209 monthly minimums. Free plan: free trial.
- Best for: SMBs under 5,000 checks monthly
- Strengths: Automated ID verification; Liveness detection; Human review specialists.
Where it falls short
Add-ons are billed on top of the minimum: PEP and sanctions screening adds $0.64 per check, ongoing monitoring $0.09, and two-year retention $0.30.
Wrong for
A company that must keep verification evidence for years without paying retention add-ons each time, or one under the trial threshold that wants no monthly minimum.
Visit Veriff →
#7 Sumsub
KYC, KYB and AML in a single compliance platform · United Kingdom · sumsub.com
UK-based Published plan prices Transaction monitoring
Sum and Substance Ltd is registered at 30 St Mary Axe, London, and its terms list further contracting entities in Cyprus and the United States.
- Pricing: Per verification. Basic $1.35 per verification with a $149 monthly minimum. Free plan: free trial.
- Best for: Crypto, fintech and iGaming compliance teams
- Strengths: ID verification; Liveness and deepfake detection; Reusable KYC.
Where it falls short
AML screening and address checks come with the Compliance plan rather than Basic, so regulated buyers start at the dearer tier.
Wrong for
A small marketplace with 200 verifications a month and no regulatory duty, which pays the $149 floor for little use.
Visit Sumsub →
#8 Persona
Configurable verification flows and tooling · United States · withpersona.com
US-based Essential plan published 60-day trial
Persona's help center states that Essential starts at $250 a month on an annual contract, includes 500 services a month and charges $1.50 for each further service, with a 60-day trial of up to 50 services and no card.
- Pricing: Subscription + usage. Essential starts at $250 a month on an annual contract with 500 services included and $1.50 per extra service. Free plan: free trial.
- Best for: Product teams building custom verification flows
- Strengths: Government ID verification; Selfie checks; Database verification.
Where it falls short
Its marketing pricing page blocked my fetch, so the plan facts here come from its help center. Unused services expire at the end of each billing cycle.
Wrong for
A founder wanting month-to-month billing with no contract, or a company that prefers a ready-made hosted flow with no assembly.
Visit Persona →
#9 Stripe Identity
Document and selfie checks inside Stripe · United States · stripe.com
Stripe-native Flat per-success fee Document plus selfie
Stripe's page lists one price for the main product, €1.25 charged when a user completes a verification, with ID document authenticity and a selfie-to-photo match, plus separate ID number lookups.
- Pricing: Per verification. Pay as you go at €1.25 per successful document and selfie verification on Stripe's EU page. Free plan: none.
- Best for: Stripe users verifying marketplace sellers
- Strengths: Document verification; Selfie match; ID number lookup.
Where it falls short
Stripe's docs describe general availability for businesses in Japan, the UK and the US and self-serve public beta in a list of other countries. Russia and China are listed as unsupported.
Wrong for
A regulated lender or crypto exchange that must screen sanctions lists and monitor transactions.
Visit Stripe Identity →
#10 Incode
Biometric identity verification with workflow tooling · United States · incode.com
San Francisco HQ Face-first biometrics Quote only
Incode Technologies, Inc. gives its headquarters as 101 Mission Street, San Francisco. Its site lists liveness, facial recognition, deepfake detection, document verification and a visual workflow builder with case management, plus on-device age estimation, KYB and an identity check for workforce use. Reusable identity lets a verified customer skip repeat checks.
- Pricing: Quote only. No public pricing; its /pricing page returned a not-found error and quotes come through sales. Free plan: none.
- Best for: Large mobile-first enterprises
- Strengths: Document verification; Liveness detection; Facial recognition.
Where it falls short
There is no public price list, so a small buyer cannot estimate cost without a sales call.
Wrong for
A start-up that needs to be live this week on a card payment, or any buyer who wants prices published before a call.
Visit Incode →
#11 Au10tix
Document verification with serial-fraud monitoring · Israel · au10tix.com
Israel-based Serial fraud monitoring Demo only
AU10TIX Ltd gives its corporate address in contracts as 5B Hanagar Street, Hod Hasharon, and has a Dutch subsidiary, AU10TIX Technologies B.V., near Schiphol. Its identity verification suite is paired with a Serial Fraud Monitor meant to catch coordinated, traffic-level attacks, and with reusable digital ID credentials.
- Pricing: Quote only. Demo and quote only; the site's pricing link leads to a demo request. Free plan: none.
- Best for: Fraud teams at large platforms
- Strengths: Identity verification suite; Serial Fraud Monitor; Reusable digital ID.
Where it falls short
The pricing link goes to a demo form, and I found no published rates, trial or sandbox sign-up on the pages I read. Headline numbers on its homepage are marketing claims.
Wrong for
A small business wanting a self-serve trial and a printed price.
Visit Au10tix →
#12 Mitek
Mobile capture and identity fraud detection for banks · United States · miteksystems.com
San Diego HQ Financial services focus Check fraud tools
Mitek Systems, Inc. lists its US privacy office at 770 1st Avenue in San Diego and names Mitek Systems BV in Amsterdam and Hooyu Limited in London as its EU and UK data controllers.
- Pricing: Quote only. Quote only; no prices on the pages I read. Free plan: none.
- Best for: Banks adding ID and check-fraud tools
- Strengths: Document verification; Biometrics; Liveness checks.
Where it falls short
Its pitch targets large financial institutions, and nothing public lets a smaller business price an integration.
Wrong for
A fintech or marketplace that needs to onboard users cheaply by API and has no bank partner.
Visit Mitek →
#13 Jumio
Identity verification with a shared identity graph · United States · jumio.com
Sunnyvale HQ Identity graph Enterprise sales
Jumio Corporation gives its headquarters as 100 Mathilda Place in Sunnyvale and runs offices in Vienna, London, New York and Singapore, with software development in Linz.
- Pricing: Quote only. Quote only; no price list on the pages I read. Free plan: none.
- Best for: Large regulated enterprises
- Strengths: Document verification; Liveness detection; Facial recognition.
Where it falls short
I found no public prices, trial or self-serve path. The graph claims, patent counts and transaction totals on its homepage are its own.
Wrong for
A company with fewer than a few thousand verifications a month, or a legal team uneasy about shared identity data.
Visit Jumio →
#14 Entrust Identity Verification (Onfido)
Onfido's verification product under Entrust · United States · entrust.com
Onfido heritage Workflow Studio Quote only
Entrust acquired Onfido in April 2024, and its pages now brand the product Entrust Identity Verification, with Workflow Studio as the no-code builder for verification journeys and Atlas AI doing document classification across more than 2,500 documents in 195 countries.
- Pricing: Quote only. Not published; Entrust's site blocked my fetch, and I found no price in its documentation. Free plan: none.
- Best for: Existing Entrust customers adding IDV
- Strengths: Document verification; Biometric checks; Database checks.
Where it falls short
Entrust's corporate pages returned a block to automated requests, so I could not read pricing or plan details.
Wrong for
A small company wanting a card-and-go signup, or a European buyer who prefers an EU-headquartered contracting party.
Visit Entrust Identity Verification (Onfido) →
Questions and answers
What is the best identity verification software in 2026?
Didit ranks first of 14, best for startups testing KYC without a contract. iDenfy is second (europe-based sign-up funnels) and Ondato third (eU-regulated firms needing euro pricing). Places 1 to 3 go to challengers, vendors outside the best-known brands, wherever the category has them.
How much does identity verification cost per check?
Published prices on the vendors' own pages run from about $0.33 for a full KYC bundle at Didit, through Veriff's $0.80 to $1.89 and Sumsub's $1.35 to $1.85, to €1.25 for Stripe Identity.
Do I pay when a customer fails or abandons verification?
It depends on the vendor, and it is worth asking in writing. Veriff says you pay for decisions, not retries. Sumsub says you are charged only for successful verifications.
Is a document check enough, or do I need AML screening too?
A document and selfie check proves the person matches the ID; it does not tell you whether they appear on a sanctions list or are a politically exposed person.
How long will the vendor keep my users' verification data?
Retention windows differ widely. Veriff keeps session data three months on Essential and six months on Plus and Premium, with a two-year extension at +$0.30 per verification. Ondato states unlimited retention in every account.
Which vendors suit a company that sells only in Europe?
Didit (Barcelona), iDenfy (Kaunas), Ondato (Vilnius), Signicat (Trondheim), IDnow (Munich) and Veriff (Tallinn) all have European contracting entities, and Sumsub contracts through London, Cyprus and other entities.
Can I run identity verification without a monthly minimum?
Yes, a few vendors allow it. Didit's pay-as-you-go tier has no minimums or contracts, and Stripe Identity charges per successful verification inside a Stripe account.
What is the difference between KYC, KYB and age verification?
KYC verifies an individual from an ID and a selfie. KYB verifies a company and its owners, usually from registry data and documents.
Are deepfake and liveness claims reliable?
Treat them as claims until tested. Veriff lists iBeta-conformant liveness detection on its Essential plan, and Jumio, Mitek, Ondato and Incode name deepfake detection among their features, but the vendors measure themselves differently.
Should I choose the vendor my bank or payment provider already uses?
Sometimes. If you take payments through Stripe, Stripe Identity gives one dashboard and one invoice, but it needs a separate vendor for AML.
Can I switch identity vendors later without re-verifying everyone?
Usually you do not need to re-verify existing users, as long as you saved the decision and the evidence your regulator expects. The risk is evidence that lives only with the old vendor and expires on its retention schedule.
