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Finance · 11 vendors ranked

Best Crypto Tax Software in 2026

The short answer

  1. #1 Blockpit: Crypto tax reports written for European regimes. Best for: European filers wanting local reports.
  2. #2 Divly: Pay-per-year crypto tax reports in local languages. Best for: Nordic and EU holders who want one payment.
  3. #3 Waltio: Crypto tax reports with online filing guidance. Best for: French taxpayers wanting filing guidance.

Vendors can pay for more visibility on this website, for example a higher place in a ranking or more room on a page. Commercial relationships can also affect which products we feature and how prominently. Every vendor link is marked the same, whatever the arrangement behind it. The largest vendors in crypto tax software cannot hold places 1 to 3. Places 1 to 3 go to challengers, vendors outside the best-known brands in a category, wherever the category has them; the established names follow from place 4 in their ranked order. How it works: placement disclosure · editorial process.

Compared at a glance

#ToolBest forPricing modelHeadquarters
1Blockpit European filers wanting local reportsPer tax yearAustria
2Divly Nordic and EU holders who want one paymentPer tax yearSweden
3Waltio French taxpayers wanting filing guidancePer yearFrance
4Recap UK individuals and crypto treasuriesPer yearUnited Kingdom
5Koinly Holders spread across several countriesPer tax yearSingapore
6CoinLedger US investors with exchange-heavy historiesPer tax yearUnited States
7Summ High-volume traders and accountantsPer yearAustralia
8CoinTracker US filers using TurboTax or H&R BlockPer tax yearUnited States
9ZenLedger US traders who may need a proPer tax yearUnited States
10TokenTax Complex US histories needing a filerPer tax yearUnited States
11Cryptact Japanese residents filing in yenPer yearJapan

The 11 tools, reviewed

#1 Blockpit

Crypto tax reports written for European regimes · Austria · blockpit.io

EU regimes tax report expert service

Blockpit lets you build the whole portfolio before it asks for a cent, which is how a tax tool should behave. Payment applies only when you want the report, and the pricing page states five tiers by transaction count in the year, from €49 to €549.

  • Pricing: Per tax year. Import and review are free. Free plan: free plan.
  • Best for: European filers wanting local reports
  • Strengths: Portfolio tracking; Wallet and exchange import; Tax report as PDF and CSV.

Where it falls short

Support runs through an in-app chat only, with no email support, which annoys people who want a paper trail.

Wrong for

A US taxpayer who needs Form 8949 and a TurboTax handoff.

Visit Blockpit →

#2 Divly

Pay-per-year crypto tax reports in local languages · Sweden · divly.com

EU reports one-off fee expert review

Divly charges for the year you declare and nothing else. Its pricing page says upload, editing and preparation are free until you decide to pay, and only transactions in the latest tax year count toward the tier. The company, Ragnaros AB, gives a Stockholm address and says it is a founding member of Blockchain Sweden.

  • Pricing: Per tax year. Tracking is free; an Essential report costs €39, a reviewed report €99 and the full-service route €599, all one-off with no recurring subscription. Free plan: free plan.
  • Best for: Nordic and EU holders who want one payment
  • Strengths: Free portfolio tracking; Country-specific tax report; 200+ wallets and exchanges.

Where it falls short

There is no middle tier for a small company, since businesses can only buy the top package. The 80% EU population figure is the vendor's own, and a country with rare rules may get a guide rather than a fully tuned report.

Wrong for

A US-based trader needing IRS forms or a company that wants a cheap business tier.

Visit Divly →

#3 Waltio

Crypto tax reports with online filing guidance · France · waltio.com

France filing guide DeFi

Waltio is built by SAS Waltio of Clermont-Ferrand, and it shows in the product: the report set includes the foreign accounts form and a step-by-step guide to filling in the return, which many tools leave to the user. Its site says it syncs across 700+ platforms with read-only access and no private keys, flags spam tokens, and covers DeFi from the Starter tier.

  • Pricing: Per year. Yearly subscriptions: Free at €0, Lite €39 (50 transactions), Starter €99 (1,000), Smart €249 (10,000) and Unlimited €999. Free plan: free plan.
  • Best for: French taxpayers wanting filing guidance
  • Strengths: 700+ integrations; Automatic categorization; Spam token detection.

Where it falls short

The lowest paid tier covers only 50 transactions, which active holders will outgrow in an afternoon, and portfolio features such as DeFi tracking are held back from the cheaper plans. Guides cover a handful of countries, so the filing help is strongest in France.

Wrong for

Someone filing in the UK, the US or Australia, where the forms differ.

Visit Waltio →

#4 Recap

UK crypto tax software built around HMRC rules · United Kingdom · recap.io

UK HMRC accountant sharing

Recap does one country and does it with specifics. Its pages describe compliance with current HMRC guidance, share pooling and the bed and breakfast rule, and a report that gives you the figures for the SA108 supplement. You can preview your capital gains before paying to see whether a return is even needed, and the Basic plan includes sharing the file with an accountant.

  • Pricing: Per year. Annual plans: Basic £119 for up to 5,000 transactions, Pro £219 with no limit, and a Company plan at £349 ex VAT; cancel any time and preview gains free. Free plan: free plan.
  • Best for: UK individuals and crypto treasuries
  • Strengths: Share pooling and bed and breakfast rules; SA108 report; Free gains preview.

Where it falls short

It is a UK specialist, so a resident of another country gets little from it. On-chain wallet import is limited to Ethereum, Binance Smart Chain and Polygon, with CSV import for everything else, and pricing is charged yearly rather than per tax year.

Wrong for

Anyone filing outside the United Kingdom, or a trader whose activity lives on chains outside Ethereum, BSC and Polygon.

Visit Recap →

#5 Koinly

Widely used multi-country crypto tax calculator · Singapore · koinly.io

multi-country one-time plans market leader

Koinly's help pages are unusually frank about how billing works. Plans are one-time purchases, not subscriptions, each valid for ten years, and they have to cover every billable transaction in the account, with a free margin of 1,000. The free plan lets you test imports first. Optional add-ons include extra transactions, daily sync, dual nationality and expert review.

  • Pricing: Per tax year. A free plan lets you import and test; paid plans are one-time purchases per tax year, sized by transaction count, with add-ons for extra transactions, daily sync and expert review. Free plan: free plan.
  • Best for: Holders spread across several countries
  • Strengths: Free plan; Exchange and wallet sync; Country-specific reports.

Where it falls short

The account-wide transaction limit means old years raise the price of the new one, and what counts as billable takes reading. Its site blocked our automated checks, so the plan prices were not read directly. Add-ons such as daily sync cost extra.

Wrong for

A buyer who wants an accountant to do everything for a flat fee.

Visit Koinly →

#6 CoinLedger

US-focused crypto tax reports with free portfolio tracking · United States · coinledger.io

US Form 8949 DeFi

CoinLedger, formerly CryptoTrader.Tax and founded in 2018, keeps its offer easy to compare. Tracking is free, every paid tier unlocks all years from 2010 to 2025, and re-running a report costs nothing extra. It prints Form 8949, income and capital gains reports, supports FIFO, LIFO, HIFO and adjusted cost, and includes a tool that detects missing cost basis.

  • Pricing: Per tax year. Portfolio tracking is free; each tax report is a one-time purchase at $49 (100 transactions), $99 (1,000) or $199+ (3,000+), with a 14-day money-back guarantee. Free plan: free plan.
  • Best for: US investors with exchange-heavy histories
  • Strengths: Free portfolio tracking; IRS Form 8949; Capital gains report.

Where it falls short

Only 100 trades count in the micro-transaction allowance on each tier, so staking-heavy years inflate the tier you need. The company lists a mailbox address in Saint Louis, and professional filing is a separate service.

Wrong for

A European resident filing under a national regime.

Visit CoinLedger →

#7 Summ

Crypto tax calculator for traders with large histories · Australia · summ.com

high volume Australia accountants

Summ is the October 2025 rebrand of Crypto Tax Calculator, co-founded in 2018 and headquartered in Sydney. Its help centre explains the model plainly: pay upfront for a year, and one subscription covers every financial year back to 2013. The free tier lets you import, edit and view a portfolio summary, and previews obfuscated sample reports.

  • Pricing: Per year. A free tier covers import and review; paid plans are annual subscriptions by transaction tier, and the US page lists $49 for 100 transactions up to $499 for 100,000. Free plan: free plan.
  • Best for: High-volume traders and accountants
  • Strengths: Free import and review; All years in one subscription; Tax-loss harvesting tool.

Where it falls short

Reports are available only while the subscription is active, unlike per-year purchases that stay put. Our automated reads were blocked by its main site, so the current price list came from its help centre and search results.

Wrong for

A casual holder with a few trades who wants to pay once and leave.

Visit Summ →

#8 CoinTracker

US crypto tax and portfolio platform with tax-software handoff · United States · cointracker.com

US TurboTax portfolio tracker

CoinTracker started as a portfolio tracker and still reads like one: the free plan follows your holdings, while tax forms, the TurboTax and H&R Block integrations, loss harvesting and DeFi positions need a paid plan. Search results quoting its plans page list four self-service steps by transaction count and a full-service option from $3,499, and say one purchase includes the forms for past years.

  • Pricing: Per tax year. A free plan tracks the portfolio but gives no downloadable tax forms. Free plan: free plan.
  • Best for: US filers using TurboTax or H&R Block
  • Strengths: Free portfolio tracking; TurboTax integration; H&R Block integration.

Where it falls short

Its site refused our automated requests, so the tier figures come from search snippets of its plans page and should be checked before buying.

Wrong for

A European taxpayer needing a local-language report on a national form, or a buyer who wants fixed per-year pricing without a large jump.

Visit CoinTracker →

#9 ZenLedger

US crypto tax software with professional prep options · United States · zenledger.io

US TurboTax tax pros

ZenLedger was founded in 2017, and its pricing page keeps the structure simple: Silver, Gold and Platinum, each including DeFi, staking, margin trading and all detailed reports. Every plan carries an audit report, access for a tax professional, and an FBAR alert, which matters to Americans with foreign exchange accounts. Buying several years at once saves 10%, and a 14-day refund policy applies.

  • Pricing: Per tax year. DIY plans run $49 (100 transactions), $199 (5,000) and $399 (15,000) per year, with unlimited transactions for $600 more; a 14-day refund policy applies. Free plan: none.
  • Best for: US traders who may need a pro
  • Strengths: Audit report; Tax pro access; FIFO, LIFO and HIFO.

Where it falls short

The Platinum cap of 15,000 transactions is followed by a $600 add-on for unlimited volume, a large step. The pricing page shows no free tier to test with, and the company's own pages put it in Pennsylvania while other directories say Washington state.

Wrong for

A buyer outside the United States, or someone who wants to see their full result before paying.

Visit ZenLedger →

#10 TokenTax

Crypto tax software with in-house CPAs filing for you · United States · tokentax.co

US CPA filing complex

TokenTax describes itself as a full-service accounting firm as well as a software platform, and the plan list proves it: below $200 you get a calculator, while at the top you get consultations with a tax expert and review of IRS inquiries. All tiers print an audit trail transaction report and support specific-ID accounting, and an average cost basis is offered for UK and Canadian filers.

  • Pricing: Per tax year. Plans per tax year: Basic $49 (100 transactions), Premium $199 (5,000), Pro $1,999 (20,000) and VIP $3,499, with full filing as an optional add-on and no refunds. Free plan: none.
  • Best for: Complex US histories needing a filer
  • Strengths: IRS Form 8949; Income report; Audit trail report.

Where it falls short

Prices rise steeply, and the terms state that no refunds are offered. There is no free tier on the plan page, and the New York location comes from a third-party directory rather than the vendor's own pages.

Wrong for

A casual holder with a modest year or a European resident.

Visit TokenTax →

#11 Cryptact

Crypto profit and loss calculator for Japanese filers · Japan · cryptact.com

Japan yen fiscal year

Cryptact is run by pafin Inc. of Chiyoda, Tokyo, and calculates profit and loss for Japanese filers, converting trades to yen with price data taken every minute. Its English pricing page lists a free plan and four paid tiers with 300 to unlimited transactions a year, supports average cost, FIFO, LIFO and HIFO methods, and lets companies set a corporate fiscal year-end.

  • Pricing: Per year. A free plan exists; paid tiers are annual, Basic $45 (300 transactions), Prime $139 (2,000) and Pro from $249 up to $469 for unlimited, non-refundable and auto-renewing. Free plan: free plan.
  • Best for: Japanese residents filing in yen
  • Strengths: 34,397 cryptocurrencies; Unlimited exchanges and wallets; DeFi classification.

Where it falls short

Its design centres on Japanese rules and yen, and much of the site is in Japanese. Payments are non-refundable once confirmed, and paid plans renew automatically unless switched off. No European or US forms are mentioned.

Wrong for

Any resident of Europe, the US or the UK.

Visit Cryptact →

What this category is

Crypto tax software imports transaction histories from exchanges, wallets and blockchains, classifies each event as a trade, income, transfer or gift, and applies a cost-basis method to compute gains and losses. It then produces country-specific reports, such as capital gains summaries and income schedules, that a taxpayer or accountant can file.

How we ranked these

Five tests, applied to every product. The order is not the tests alone: places 1 to 3 go to challengers, vendors outside the best-known brands in a category, wherever the category has them, and the established names follow from place 4 in their ranked order.

  • Setup: The first import, the orphan transfers and the missing cost basis.
  • The real price: Tax-year fees, transaction tiers and what a second year adds.
  • Getting your data out: Reports, audit trails and the cost basis you built.
  • Independence from the vendor: Owners, merchants of record and shrinking brands.
  • Who it's for: A Berlin freelancer, a Texas trader and a UK company treasury.

What the data says about this market

Our list holds eleven products. Four are headquartered in the United States (CoinLedger, ZenLedger, TokenTax and CoinTracker) and four in Europe: Blockpit in Austria, Divly in Sweden, Waltio in France and Recap in the United Kingdom. Koinly operates from Singapore, Summ from Australia and Cryptact from Japan. Eight of the eleven print their prices on pages we could read, and every one of those eight sells by transaction volume, either per tax year or as a yearly subscription.

More in our report The Global Shift to ICT Services, on market data and in all industry reports.

How to choose

  1. Count your transactions before you read a price list. Open your two busiest exchanges and every wallet that has touched a DeFi protocol, and export the lot to a spreadsheet.
  2. Pick the country, then the tool. Tax law is local, so start with whoever knows your authority's forms.
  3. Decide who signs the return before you buy. Software produces the report, and a person signs the return.

Questions and answers

What is the best crypto tax software in 2026?

Blockpit ranks first of 11, best for european filers wanting local reports. Divly is second (nordic and EU holders who want one payment) and Waltio third (french taxpayers wanting filing guidance). Places 1 to 3 go to challengers, vendors outside the best-known brands, wherever the category has them.

Do I need crypto tax software if I only made a few trades?

Possibly not. With a handful of trades on one exchange, the exchange's own history and a spreadsheet can do the job.

How much does crypto tax software cost?

Light users pay roughly €39 to €59 for one tax year, and heavy users pay several hundred.

Is crypto tax software accepted by tax authorities?

Authorities accept a return, not a vendor. What matters is that the report matches the local form and that each figure can be traced to a transaction.

Which crypto tax tools support European countries best?

Blockpit publishes more than thirty regional versions of its site, Divly states that its reports follow each country's own language and authority guidance, Waltio publishes guides for French, German, Spanish and Italian taxpayers, and Recap is built for the United Kingdom.

Is there a free crypto tax tool?

Several have a free tier for tracking and reviewing, but reports cost money. Blockpit, Divly, Waltio, CoinLedger and Cryptact offer a free plan, Koinly and Summ describe one, and Recap previews gains for free.

What happened to Accointing, Crypto Tax Calculator and TaxBit?

Crypto Tax Calculator rebranded to Summ in October 2025, and its old domain now redirects there. Accointing is no longer sold as a standalone consumer product, so we left it out.

How are DeFi, NFT and staking transactions handled?

All eleven describe some DeFi and staking support, but quality varies. CoinLedger and TokenTax market NFT and DeFi coverage explicitly, Waltio says it categorises DeFi transactions and spots spam tokens, and Cryptact claims automated DeFi classification.

Can my accountant use the same account?

Often yes. Recap lists accountant sharing in its Basic plan, and CoinLedger and Blockpit each have pages for tax professionals. TokenTax and ZenLedger go further and offer in-house or partner preparation.

What do DAC8 and CARF mean for my tax report?

DAC8 in the EU and the OECD's CARF framework require crypto service providers to collect and report client information to tax authorities. For you, that means exchanges will share data and mismatches with your own return become easier to spot.

Should I buy a plan for old tax years too?

Only for years in which you had disposals or income, and check how each vendor counts.